Agriculture loan or Krishi loan are offered to the farmers of India for a number of purposes such as purchasing equipment for farming and irrigation, crops for cultivation and other required activities for agriculture. Instead of this, these types of loans are also offered to the people who are involved in other types of agriculture related activities such as animal husbandry, horticulture, apiculture, aquaculture, Silk farming and floriculture. The agricultural loans are offered to the farmers or other individuals at lower interest rates as compared to other types of loans that are offered to the individuals. One of the main purposes behind providing these types of loans is to give them a helping hand so as to meet their urgent cash needs.
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